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Lifecycle Investing: A New, Safe, and Audacious Way to Improve the Performance of Your Retirement Portfolio
by Ian Ayres Barry NalebuffDiversification provides a well-known way of getting something close to a free lunch: by spreading money across different kinds of investments, investors can earn the same return with lower risk (or a much higher return for the same amount of risk). This strategy, introduced nearly fifty years ago, led to such strategies as index funds. What if we were all missing out on another free lunch that&’s right under our noses? In Lifecycle Investing, Barry Nalebuff and Ian Ayres—two of the most innovative thinkers in business, law, and economics—have developed tools that will allow nearly any investor to diversify their portfolios over time. By using leveraging when young—a controversial idea that sparked hate mail when the authors first floated it in the pages of Forbes—investors of all stripes, from those just starting to plan to those getting ready to retire, can substantially reduce overall risk while improving their returns. In Lifecycle Investing, readers will learnHow to figure out the level of exposure and leverage that&’s right for youHow the Lifecycle Investing strategy would have performed in the historical marketWhy it will work even if everyone does itWhen not to adopt the Lifecycle Investing strategy Clearly written and backed by rigorous research, Lifecycle Investing presents a simple but radical idea that will shake up how we think about retirement investing even as it provides a healthier nest egg in a nicely feathered nest.
The Doubt Factory: A Page-turning Thriller Of Dangerous Attraction And Unscrupulous Lies
by Paolo BacigalupiEverything Alix knows about her life is a lie--at least according to the mysterious young man who's been stalking her. But could her dad really be a bad guy at the helm of an organization that covers up the deadly wrongdoings of some of the country's most rich and powerful? Alix has to make an impossible choice between her father and the young man she's not only falling for, but who's asking her to blow the whistle on the man who raised her. Could someone you have loved and have known for your whole life actually have the heart of a killer?
The Drowned Cities: Number 2 in series (Ship Breaker #2)
by Paolo BacigalupiIn this exhilarating companion to Printz Award winner and National Book Award finalist Ship Breaker, Paolo Bacigalupi brilliantly captures a dark future America that has devolved into unending civil wars, driven by demagogues who recruit children to become soulless killing machines. Two refugees of these wars, Mahlia and Mouse, are known as 'war maggots': survivors who have barely managed to escape the unspeakable violence plaguing the war-torn lands of the Drowned Cities. But their fragile safety is threatened when they discover a wounded half-man--a bioengineered war beast named Tool, who is hunted by a vengeful band of soldiers. When tragedy strikes, Mahlia is faced with an impossible decision: risk everything to save the boy who once saved her, or flee to her own safety. Drawing upon the brutal truths of current events, The Drowned Cities is a powerful story of loyalty, survival, and heart-pounding adventure.
Ship Breaker: Number 1 in series (Ship Breaker #1)
by Paolo BacigalupiIn America's Gulf Coast region, where grounded oil tankers are being broken down for parts, Nailer, a teenage boy, works the light crew, scavenging for copper wiring just to make quota - and hopefully live to see another day. But when he discovers an exquisite clipper ship beached during a recent hurricane, Nailer faces the most important decision of his life: Strip the ship for all it's worth or rescue its lone survivor, a beautiful and wealthy girl who could lead him to a better life. . . .
Tool of War (Ship Breaker Ser.)
by Paolo BacigalupiSet in a dark future devastated by climate change, Tool of War is the third book in a major adventure series by a bestselling and award-winning science fiction author and starring the most provocative character from the acclaimed novels Ship Breaker and The Drowned Cities. In this gripping, eerily prescient sci-fi thriller that Kirkus described as "masterful," Tool--a half-man/half-beast designed for combat--proves himself capable of so much more than his creators had ever dreamed. He has gone rogue from his pack of bioengineered "augments" and emerged a victorious leader of a pack of human soldier boys. But he is hunted relentlessly by someone determined to destroy him, who knows an alarming secret: Tool has found the way to resist his genetically ingrained impulses of submission and loyalty toward his masters... The time is coming when Tool will embark on an all-out war against those who have enslaved him. From one of science fiction's undisputed masters comes a riveting and all-too-timely page-turner that explores the intricate relationships connecting hunter and prey, master and enslaved, human and monster. "Suzanne Collins may have put dystopian literature on the YA map with 'The Hunger Games'...but Bacigalupi is one of the genre's masters, employing inventively terrifying details in equally imaginative story lines." --Los Angeles Times
Shift
by Em BaileyMean Girls meets Gone Girl – a gripping, dark, psychological thriller for YA readers, perfect for fans of We Were Liars. There were two things everyone knew about Miranda Vaile. The first was that she had no parents they were dead. And the second was that they were dead because Miranda had killed them.
A Match Made in Mehendi
by Nandini BajpaiFor fans of Brandy Colbert and Jenny Han comes a lighthearted novel about tradition, high school social hierarchy, matchmaking, and swiping right (or left!) Fifteen-year-old Simran "Simi" Sangha comes from a long line of Indian vichole -- matchmakers -- with a rich history for helping parents find good matches for their grown children. When Simi accidentally sets up her cousin and a soon-to-be lawyer, her family is thrilled that she has the "gift."But Simi is an artist, and she doesn't want to have anything to do with relationships, helicopter parents, and family drama. That is, until she realizes this might be just the thing to improve her and her best friend Noah's social status. Armed with her family's ancient guide to finding love, Simi starts a matchmaking service -- via an app, of course.But when she helps connect a wallflower of a girl with the star of the boys' soccer team, she turns the high school hierarchy topsy-turvy, soon making herself public enemy number one.
Unlocking the Spell: A Tale of the Wide-Awake Princess (The Wide-Awake Princess #2)
by E. D. BakerAnnie has helped her sister Gwendolyn (otherwise known as Sleeping Beauty) wake up from the 100-year curse by reuniting her with Prince Beldegard, so you'd think that things would be back to normal. Think again! The beloved prince is stuck in the body of a bear and the only way that Annie can be free of the two irritating lovebirds is to come to his rescue - she must find the evil dwarf who cast the spell, and quickly . . . Luckily, Annie has her own handsome prince to hand - and many tricks up her non-magical sleeve.
The Wide-Awake Princess: A Tale Of The Wide-awake Princess (The Wide-Awake Princess #1)
by E. D. BakerE.D. Baker pulls out all the stops in this brilliant version of a classic tale. It's a little known fact that Sleeping Beauty's younger sister, Annie, is the one who must save the day and rescue her from the evil curse. Annie is impervious to ALL magic - good and bad - and is the only one left awake when her sister pricks that finger. She sets off through the kingdom to find her sister's true love, the only person who can wake her and reverse the spell. Annie is joined by a handsome prince in disguise as she tackles Hansel and Gretel (and their witch), and many other fabulously familiar fairytale characters. Full of Baker's trademark humour, plot twists, and with a funny and strong female lead, this will charm fans of The Frog Princess, and bring in many new ones.
Fast in the Ice Adventures in the Polar Regions: Or Adventures In The Polar Regions (1870) (Classics To Go)
by R. M. BallantyneOne day, many years ago, a brig cast off from her moorings, and sailed from a British port for the Polar Seas. That brig never came back. Many a hearty cheer was given, many a kind wish was uttered, many a handkerchief was waved, and many a tearful eye gazed that day as the vessel left Old England, and steered her course into the unknown regions of the far north. (Goodreads)
A Season of Sinister Dreams
by Tracy BanghartFuryborn meets A Curse So Dark and Lonely in this thrilling fantasy about two powerful girls coming together to protect their beloved kingdom—from the author of Grace and Fury. Annalise may be cousin to the prince, but her past isn't what she claims, and she possesses a magic so powerful it takes all her strength to control it. Evra is a country girl, and has watched as each friend and family member came into their own magic, while hers remains dormant. But everything changes after Annalise loses control of herself and Evra begins experiencing the debilitating visions of a once-in-a-generation clairvoyant meant to serve the crown. Thrown together at court, Evra and Annalise find that they have the same goal: to protect their kingdom from the powerful men who are slowly destroying it. But neither is quick to trust the other—Evra's visions suggest a threat to royal rule, and Annalise worries that her darkest secrets will be revealed. Their magic at odds, the young women circle each other, until the truth must come out. Full of intrigue, romance, and shocking twists, this gorgeously immersive fantasy will keep readers spellbound until the very last page.
Tiger, Tiger (Collins Modern Classics Ser.)
by Lynne Reid BanksTwo tigers. One city. Two very different lives.A compelling story about friendship, brotherhood and battling against the odds.
King of Scars: return to the epic fantasy world of the Grishaverse, where magic and science collide (King Of Scars Duology Ser. #1)
by Leigh Bardugo*The Grishaverse will be coming to Netflix soon with Shadow and Bone, an original series!*The much-anticipated first book in a brand-new duology by New York Times bestselling author, Leigh Bardugo.Face your demons . . . or feed them.Nikolai Lantsov has always had a gift for the impossible. No one knows what he endured in his country's bloody civil war - and he intends to keep it that way. Now, as enemies gather at his weakened borders, the young king must find a way to refill Ravka's coffers, forge new alliances, and stop a rising threat to the once-great Grisha Army.Yet with every day a dark magic within him grows stronger, threatening to destroy all he has built. With the help of a young monk and a legendary Grisha Squaller, Nikolai will journey to the places in Ravka where the deepest magic survives to vanquish the terrible legacy inside him. He will risk everything to save his country and himself. But some secrets aren't meant to stay buried--and some wounds aren't meant to heal.
The Language of Thorns: Midnight Tales and Dangerous Magic (The Language of Thorns)
by Leigh BardugoFrom bestselling author of SIX OF CROWS, Leigh Bardugo, comes a darkly atmospheric collection of short stories filled with betrayals, revenge, sacrifice and love - each featuring a stunning illustration by Sara Kiplin.Inspired by myth, fairy tale and folklore, THE LANGUAGE OF THORNS will transport you to both lands familiar and strange that millions have visited through the novels of the Grishaverse.Love speaks in flowers. Truth requires thorns.Travel to a world of dark bargains struck by moonlight, of haunted towns and hungry woods, of talking beasts and gingerbread golems, where a young mermaid's voice can summon deadly storms and where a river might do a lovestruck boy's bidding but only for a terrible price.Inspired by myth, fairy tale, and folklore, no. 1 New York Times-bestselling author Leigh Bardugo has crafted a deliciously atmospheric collection of short stories filled with betrayals, revenge, sacrifice, and love.Perfect for new readers and dedicated fans of the Grishaverse.This collection of six stories includes three brand-new tales, all of them featuring a stunning illustration by Sara Kiplin, as rich in detail as the stories themselves.
Shadow and Bone: Book 1 (The Grisha #1)
by Leigh Bardugo*The Grishaverse will be coming to Netflix soon with Shadow and Bone, an original series!*Enter the Grishaverse with book one of the Shadow and Bone Trilogy by number one New York Times-bestselling author, Leigh Bardugo. Perfect for fans of Laini Taylor and Sarah J. Maas.Now with a stunning new cover and exclusive bonus material: The Demon in the Wood (a Darkling prequel story) and a Q&A with Leigh Bardugo.Soldier. Summoner. Saint. Orphaned and expendable, Alina Starkov is a soldier who knows she may not survive her first trek across the Shadow Fold - a swath of unnatural darkness crawling with monsters. But when her regiment is attacked, Alina unleashes dormant magic not even she knew she possessed. Now Alina will enter a lavish world of royalty and intrigue as she trains with the Grisha, her country's magical military elite - and falls under the spell of their notorious leader, the Darkling. He believes Alina can summon a force capable of destroying the Shadow Fold and reuniting their war-ravaged country, but only if she can master her untamed gift.As the threat to the kingdom mounts and Alina unlocks the secrets of her past, she will make a dangerous discovery that could threaten all she loves and the very future of a nation.Welcome to Ravka . . . a world of science and superstition where nothing is what it seems.Read all the books in the Grishaverse!The Shadow and Bone Trilogy (previously published as The Grisha Trilogy)Shadow and BoneSiege and StormRuin and RisingThe Six of Crows DuologySix of CrowsCrooked KingdomThe Language of Thorns: Midnight Tales and Dangerous Magic
Six of Crows: Book 1 (Six of Crows #1)
by Leigh Bardugo*The Grishaverse will be coming to Netflix soon with Shadow and Bone, an original series!*Nominated for the CILIP Carnegie Medal 2017, this fantasy epic from the No. 1 NEW YORK TIMES bestselling author of the Grisha trilogy is gripping, sweeping and memorable - perfect for fans of George R. R. Martin, Laini Taylor and Kristin Cashore. Criminal prodigy Kaz Brekker is offered a chance at a deadly heist that could make him rich beyond his wildest dreams - but he can't pull it off alone. A convict with a thirst for revenge. A sharpshooter who can't walk away from a wager.A runaway with a privileged past. A spy known as the Wraith. A Heartrender using her magic to survive the slums. A thief with a gift for unlikely escapes. Six dangerous outcasts. One impossible heist. Kaz's crew is the only thing that might stand between the world and destruction - if they don't kill each other first.An epic new exploration of the Grisha universe from the writer of SHADOW AND BONE, SIEGE AND STORM and RUIN AND RISING, totally consuming for both old fans and new.
Queer: A Graphic History (Introducing...)
by Meg-John Barker'Queer: A Graphic History Could Totally Change the Way You Think About Sex and Gender' Vice Activist-academic Meg-John Barker and cartoonist Jules Scheele illuminate the histories of queer thought and LGBTQ+ action in this groundbreaking non-fiction graphic novel. From identity politics and gender roles to privilege and exclusion, Queer explores how we came to view sex, gender and sexuality in the ways that we do; how these ideas get tangled up with our culture and our understanding of biology, psychology and sexology; and how these views have been disputed and challenged. Along the way we look at key landmarks which shift our perspective of what’s ‘normal’ – Alfred Kinsey’s view of sexuality as a spectrum, Judith Butler’s view of gendered behaviour as a performance, the play Wicked, or moments in Casino Royale when we’re invited to view James Bond with the kind of desiring gaze usually directed at female bodies in mainstream media. Presented in a brilliantly engaging and witty style, this is a unique portrait of the universe of queer thinking.
Deadly Little Scandals (Debutantes #2)
by Jennifer Lynn Barnes"Think of the White Gloves like the Junior League-by way of Skull and Bones?"Reluctant debutante Sawyer Taft joined Southern high society for one reason and one reason alone: to identify and locate her biological father. But the answers Sawyer found during her debutante year only left her with more questions and one potentially life-ruining secret. When her cousin Lily ropes her into pledging a mysterious, elite, and all-female secret society called the White Gloves, Sawyer soon discovers that someone in the group's ranks may have the answers she's looking for. Things are looking up... until Sawyer and the White Gloves make a disturbing discover near the family's summer home--and uncover a twisted secret, decades in the making.No one is quite who they seem to be in this twisty, soapy, gasp-inducing sequel to Jennifer Lynn Barnes' unputdownable Little White Lies.
Every Other Day (Fiction - Young Adult Ser.)
by Jennifer Lynn BarnesEvery other day, Kali D'Angelo is a normal sixteen-year-old girl. She goes to public high school. She argues with her father. She's human. And then every day in between... she's something else entirely. Though she still looks like herself, every twenty-four hours predatory instincts take over and Kali becomes a feared demon-hunter with the undeniable urge to hunt, trap, and kill zombies, hellhounds, and other supernatural creatures. Kali has no idea why she is the way she is, but she gives in to instinct anyway. Even though the government considers it environmental terrorism. When Kali notices a mark on the lower back of a popular girl at school, she knows instantly that the girl is marked for death by one of these creatures. Kali has twenty-four hours to save her, and unfortunately she'll have to do it as a human. With the help of a few new friends, Kali takes a risk that her human body might not survive... and learns the secrets of her mysterious condition in the process.
The Inheritance Games (The\inheritance Games Ser. #1)
by Jennifer Lynn BarnesDon't miss this New York Times bestselling "impossible to put down" (Buzzfeed) novel with deadly stakes, thrilling twists, and juicy secrets--perfect for fans of One of Us is Lying and Knives Out. Avery Grambs has a plan for a better future: survive high school, win a scholarship, and get out. But her fortunes change in an instant when billionaire Tobias Hawthorne dies and leaves Avery virtually his entire fortune. The catch? Avery has no idea why -- or even who Tobias Hawthorne is. To receive her inheritance, Avery must move into sprawling, secret passage-filled Hawthorne House, where every room bears the old man's touch -- and his love of puzzles, riddles, and codes. Unfortunately for Avery, Hawthorne House is also occupied by the family that Tobias Hawthorne just dispossessed. This includes the four Hawthorne grandsons: dangerous, magnetic, brilliant boys who grew up with every expectation that one day, they would inherit billions. Heir apparent Grayson Hawthorne is convinced that Avery must be a conwoman, and he's determined to take her down. His brother, Jameson, views her as their grandfather's last hurrah: a twisted riddle, a puzzle to be solved. Caught in a world of wealth and privilege, with danger around every turn, Avery will have to play the game herself just to survive.
Little White Lies (Debutantes Ser. #1)
by Jennifer Lynn Barnes"I'm not saying this is Sawyer's fault," the prim and proper one said delicately. "But." Eighteen-year-old auto mechanic Sawyer Taft did not expect her estranged grandmother to show up at her apartment door and offer her a six-figure contract to participate in debutante season. And she definitely never imagined she would accept. But when she realizes that immersing herself in her grandmother's "society" might mean discovering the answer to the biggest mystery of her life-her father's identity-she signs on the dotted line and braces herself for a year of makeovers, big dresses, bigger egos, and a whole lot of bless your heart. The one thing she doesn't expect to find is friendship, but as she's drawn into a group of debutantes with scandalous, dangerous secrets of their own, Sawyer quickly discovers that her family isn't the only mainstay of high society with skeletons in their closet. There are people in her grandmother's glittering world who are not what they appear, and no one wants Sawyer poking her nose into the past. As she navigates the twisted relationships between her new friends and their powerful parents, Sawyer's search for the truth about her own origins is just the beginning. Set in the world of debutante balls, grand estates and rolling green hills, Little White Lies combines a charming setting, a classic fish-out-of-water story, and the sort of layered mystery only author Jennifer Lynn Barnes can pull off.
The Long Game: A Fixer Novel
by Jennifer Lynn BarnesThe Kendricks help make the problems of the Washington elite disappear. . . . but some secrets won't stay buried.For Tess Kendrick, a junior at the elite Hardwicke School in Washington D.C., fixing runs in the family. But Tess has another legacy, too, one that involves power and the making of political dynasties. When Tess is asked to run a classmate's campaign for student council, she agrees. But when the candidates are children of politicians, even a high school election can involve life-shattering secrets.Meanwhile, Tess's guardian has also taken on an impossible case, as a terrorist attack calls into doubt who can – and cannot – be trusted on Capitol Hill. Tess knows better than most that power is currency in Washington, but she's about to discover firsthand that power always comes with a price.
Taken by Storm: Book 3 (Raised by Wolves #Bk. 3)
by Jennifer Lynn BarnesBryn knows first-hand that being the alpha of a werewolf pack means making hard decisions, and that being human makes things a thousand times worse. She's prepared to give up her humanity, but the wolf who promised to Change her is waiting - though for what, Bryn doesn't know. Still human, she must take her place in the werewolf Senate, the precarious democracy that rules the North American packs. Standing side by side with werewolves who were ancient long before she was ever born is enough of a challenge, but Bryn soon learns that the Senate has been called to deal with a problem: the kind of problem that involves human bodies, a Rabid werewolf, and memories that Bryn, Chase, and the rest of their pack would rather forget. With bodies stacking up and political pressure closing in from all sides, Bryn and her pack are going to have to turn to old enemies and even older friends for help - especially when it starts to look like this time, the monster might be one of their own.
Trial by Fire: Book 2 (Raised by Wolves #2)
by Jennifer Lynn BarnesAt seventeen, Bryn is has the usual schoolgirl worries: a new boyfriend, a new school and a new home. But she has one major concern that her friends don't have: she is an alpha - a human girl in charge of her own werewolf pack. When Bryn and her closest friends, Dev and Lake, broke from the werewolf Callum's pack, it had all felt right. Together with Chase, Bryn's new love, they had rescued some newly made female werewolves from a despicable master and established their own pack, with Bryn as leader. Yet Bryn has always resented the rules of Pack life - the constant bowing to authority, the submission to the alpha. And she is determined to live differently, to run this pack openly and justly. Then one night, a badly beaten werewolf shows up on her territory. He needs help, sanctuary, care. But taking him in could violate inter-pack rules, and no one knows better than Bryn the costs of challenging those rules. Obedience is law in Pack life, but Bryn is going to break the rules, again.
Raised by Wolves: Book 1 (Raised by Wolves #Bk. 1)
by Jennifer Lynn Barnes Jennifer Lynn Barnes Quercus QuercusPack life is about order, but Bryn is about to push all the limits, with hair-raising results. At the age of four, Bryn watched a rabid werewolf brutally murder her parents. Alone in the world, she was rescued and taken in by Callum, the alpha of his pack. Now fifteen, Bryn's been as a human among werewolves, adhering to pack rule. Little fazes her. But the pack's been keeping a secret, and when Bryn goes exploring against Callum's orders, she finds Chase, a newly turned teen Were locked in a cage. Terrifying memories of the attack on her parents come flooding back. Bryn needs answers, and she needs Chase to get them. Suddenly, all allegiances to the pack no longer matter. It's Bryn and Chase against the werewolf world, whatever the consequences. A thrilling new YA adventure, with an electrifying link between a tough heroine and an exciting boy-were at its heart, Raised by Wolves will leave you howling for more.